What is Happening? High Melting Point, But Cold Process Material?

Thanks Allison for this question,
She wrote, "if an ingredient has a melting point of 296F how the heck can it be used cold process? I’m looking to buy some cholesterol from Making Cosmetics and noticed the melting point was really high. I’ve been digging around trying to find formulations or info and there isn’t much other than a mention on Chemists Corner that it has a high melting point and that the temperature could affect oils it is being melted in. The only other info was on Humblebee’s site where she says it can be used cold process. It isn’t water soluble and has a high melting point so I’m confused. Maybe I just don’t understand the chemistry?!? 😭”